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Deposit Schemes

Secure your future with our high-yield deposit options

Fixed Deposit

Fixed Deposit

Earn a monthly interest of ₹1,072 per ₹1 lakh deposit with our high-yield fixed deposit scheme.

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Recurring Deposit

Recurring Deposit

With the highest interest rate of up to 13%, our recurring deposit is ideal for disciplined savers.

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Daily Deposit

Daily Deposit

Perfect for small daily savings with great returns, designed for daily income earners.

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Double Deposit

Double Deposit

Double your investment in just 5 years and 6 months with our exclusive double deposit scheme.

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Frequently Asked Questions

Common questions about our deposit schemes

What documents are required to open a deposit account?

To open any deposit account, you'll need identity proof (Aadhaar Card, PAN Card, Voter ID), address proof (Utility Bill, Passport), recent passport-sized photographs, and PAN Card (mandatory for deposits above ₹50,000).

Can I withdraw my deposit before maturity?

Yes, premature withdrawal is allowed for all deposit schemes, but with adjusted interest rates. The specific rates vary by scheme and the duration completed before withdrawal.

Is there a loan facility against my deposits?

Yes, you can avail loans against your deposits. The loan amount varies by scheme: up to 90% for Fixed Deposits, and up to 75% for Double Deposits. This provides financial flexibility in case of emergencies.

Are senior citizens eligible for additional benefits?

Yes, senior citizens (age 60 and above) receive an additional 0.5% interest on Fixed Deposits. Special assistance is also provided at branches for senior citizens.

How can I check the status of my deposit account?

You can check your deposit status by visiting any of our branches, through our SMS banking service, or by contacting our customer service. Regular statements are also provided for all deposit accounts.

Ready to start your savings journey?

Choose from our range of deposit schemes and secure your financial future.

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