(MUTUALLY AIDED THRIFT & CREDIT SOCIETY)
Financial assistance for entrepreneurs to expand or start businesses, featuring competitive rates and flexible repayment.
Learn MoreLoans against gold assets, offering quick liquidity at competitive rates with minimal documentation and fast processing.
Learn MoreShort-term loans with flexible repayment options designed for small businesses and daily wage earners with daily collection facility.
Learn MoreSpecially designed for women-led Self-Help Groups to promote collective economic growth and financial independence.
Learn MoreSecure loans against property with attractive interest rates and longer repayment tenures for various financial needs.
Learn MoreBasic requirements to avail our loan services
Note: Eligibility criteria may vary based on the loan type and applicant's profile. Please contact our loan officers for detailed eligibility assessment.
Simple steps to get your loan approved
Visit our branch or apply online with required documents
Our team verifies your documents and eligibility
For certain loans, a field visit may be conducted
Application is approved based on eligibility and verification
Loan amount is disbursed to your account
Common questions about our loan services
Basic documents required include identity proof (Aadhaar, PAN, Voter ID), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and photographs. Additional documents may be required based on the loan type and amount.
The loan approval process typically takes 2-7 working days depending on the loan type, amount, and verification process. Gold loans are usually processed within 24 hours, while business and mortgage loans may take longer due to additional verification requirements.
Yes, you can repay your loan before the tenure ends. We offer flexible prepayment options with minimal or no prepayment charges depending on the loan type and tenure completed. Please contact our loan officers for specific details on your loan.
The maximum loan amount varies based on the loan type, your income, repayment capacity, and collateral value (if applicable). Gold loans are typically up to 75% of the gold value, business loans up to ₹50 lakhs, and mortgage loans up to ₹1 crore depending on property valuation.
You can check your loan status by visiting any of our branches, contacting our customer service, or through our SMS banking service. Regular statements are also provided for all loan accounts to help you track your repayment progress.
Contact us today to discuss your financial needs and get the right loan solution.
Apply Now