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Loan Services

Empowering individuals and businesses with financial support

Business Loans

Business Loans

Financial assistance for entrepreneurs to expand or start businesses, featuring competitive rates and flexible repayment.

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Gold Loans

Gold Loans

Loans against gold assets, offering quick liquidity at competitive rates with minimal documentation and fast processing.

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Daily Loans

Daily Loans

Short-term loans with flexible repayment options designed for small businesses and daily wage earners with daily collection facility.

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SHG Loans

SHG Loans

Specially designed for women-led Self-Help Groups to promote collective economic growth and financial independence.

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Mortgage Loans

Mortgage Loans

Secure loans against property with attractive interest rates and longer repayment tenures for various financial needs.

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Loan Eligibility

Basic requirements to avail our loan services

Age: 21–65 years
ID Proof: Aadhaar, PAN, Voter ID, etc.
Address Proof: Utility bills, rental agreement, etc.
Income Proof: Salary slips, bank statements, or business records
Credit History: Preferred but not mandatory
Documentation: Varies by loan type and amount

Note: Eligibility criteria may vary based on the loan type and applicant's profile. Please contact our loan officers for detailed eligibility assessment.

Loan Application Process

Simple steps to get your loan approved

1

Application Submission

Visit our branch or apply online with required documents

2

Document Verification

Our team verifies your documents and eligibility

3

Field Investigation

For certain loans, a field visit may be conducted

4

Loan Approval

Application is approved based on eligibility and verification

5

Disbursement

Loan amount is disbursed to your account


Frequently Asked Questions

Common questions about our loan services

What documents are required for loan application?

Basic documents required include identity proof (Aadhaar, PAN, Voter ID), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and photographs. Additional documents may be required based on the loan type and amount.

How long does the loan approval process take?

The loan approval process typically takes 2-7 working days depending on the loan type, amount, and verification process. Gold loans are usually processed within 24 hours, while business and mortgage loans may take longer due to additional verification requirements.

Can I repay my loan before the tenure ends?

Yes, you can repay your loan before the tenure ends. We offer flexible prepayment options with minimal or no prepayment charges depending on the loan type and tenure completed. Please contact our loan officers for specific details on your loan.

What is the maximum loan amount I can avail?

The maximum loan amount varies based on the loan type, your income, repayment capacity, and collateral value (if applicable). Gold loans are typically up to 75% of the gold value, business loans up to ₹50 lakhs, and mortgage loans up to ₹1 crore depending on property valuation.

How can I check my loan status?

You can check your loan status by visiting any of our branches, contacting our customer service, or through our SMS banking service. Regular statements are also provided for all loan accounts to help you track your repayment progress.

Ready to apply for a loan?

Contact us today to discuss your financial needs and get the right loan solution.

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